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Debt Reduction 1.0 Description:
Debt settlement is not for those who have the luxuries of choosing from various debt programs. It is for those with dire hardship who would rather not file bankruptcy.

Debt settlement is not for those who simply want to "save a buck" on paying their debts. It is not mean for those who simply want to save money after a shopping spree. It is not a program designed to "stick it to" the big corporations either.

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